Wa `alaykum As-Salamu wa Rahmatullahi wa Barakatuh.
In the Name of Allah, Most Gracious, Most Merciful.
All praise and thanks are due to Allah, and peace and blessings be upon His Messenger.
Dear sister in Islam, we are very pleased for the great confidence you repose in us and we really commend your apparent interest in having a better understanding of the teachings of Islam and the rulings of this great religion in all matters. In fact, Islam is a religion that encompasses all aspects of life and secures guidance and light for all mankind.
In his response to your question, the eminent Muslim scholar, Sheikh Yusuf Al-Qaradawi, states:
"There is no authentic hadith that explicitly confirms or negates that there is an amount of Zakah due on a woman’s jewelry. That is why jurists have differed concerning the hadiths which are narrated in this regard.
Muslim scholars unanimously agree that Zakah is obligatory in the prohibited jewelry, as when a man wears gold jewelry.
As for the jewelry that is halal for woman, it is permissible that she pays Zakah on it in a percentage of 2.5 % every year. This is better for her, brings her closer to Almighty Allah, and makes her more reassured concerning the fulfillment of her religious duties, especially if she is not wearing it, but keeping it for selling. Yet still, for any woman who does not pay Zakah on her jewelry, no one is to compel her to pay it."
You can also read:
Zakah and Charity: Signs of Gratitude
If you are still in need of more information, don't hesitate to contact us. Do keep in touch. May Allah guide us all to the straight path!