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All praise and thanks are due to Allah, and peace and blessings be upon His Messenger.

Brothers and sisters, the session has already started. You can submit your questions. Please, make your questions short and clear so as to help us answer all your questions.

Yours,

Islam Online Fatwa Editing Desk.

In the Name of Allah, Most Gracious, Most Merciful.

All praise and thanks are due to Allah, and peace and blessings be upon His Messenger.

Dear brother Majid,

Yes, provided you do not allow the balance to invoke the interest clause. The principle is that any use of the credit card that may cause the interest clause to become applicable is haram whether during Hajj or otherwise.

You can also read:

Paying for Hajj by Credit Card

Allah Almighty knows best.

In the Name of Allah, Most Gracious, Most Merciful.

All praise and thanks are due to Allah, and peace and blessings be upon His Messenger.

Dear Sister Saida ,

You are not required to go for Hajj if you are under debts and the money that is to be used for the Hajj trip is needed to pay the loan. Long term loans are not included because they are normally meant to be paid from future income.

On the other hand, interest-based loans especially short term (soft loans as you mentioned) are haram according to Shari`ah and any money saved for Hajj should first be used to rid oneself from such interest loans because avoiding what is prohibited has priority over doing what is ordained. It is an occasion to make repentance for Hajj, start with any interest loan and pay it back to avoid the curse that we are told by our most beloved Prophet (peace and blessings be upon him) is on the taker and giver of Riba and then go for Hajj.

You can also read:

Hajj and Debts: Islamic View

Hajj and Debts

Allah Almighty knows best.

In the Name of Allah, Most Gracious, Most Merciful.

All praise and thanks are due to Allah, and peace and blessings be upon His Messenger.

Dear Sister Hind,

1. The rule we are told in the Qur’an is that each act is not mixed with other acts and no one can be charged for the sins or others. In your question x is required to pay the debt x owes to y during x's life and it can be taken from x's estate after death. If this is not done it is then left to God to charge x for the benefit of the creditor y or to pay y on behalf of x and forgive x.

Z's debt to y is part of the estate of y and z is required to pay it whether y is alive or dead.

What punishment God gives to persons who aggress against the rights of others is left to God alone and no one can speculate on it. What we know for sure is that not a single right is lost and God may even give more to any one who forgives others.

2 & 3 A right is a right regardless of the religion, color and ethnicity of debtors and creditors and every thing is accountable for by all women and men regardless of all the above again.

You can also read:

Procrastination in Paying a Debt

Repaying Debt with Gift: Permissible?

Bounteous Increase in the Repayment of Debt

Allah Almighty knows best.

Wa `alaykum As-Salamu wa Rahmatullahi wa Barakatuh.

In the Name of Allah, Most Gracious, Most Merciful.

All praise and thanks are due to Allah, and peace and blessings be upon His Messenger.

Dear Sister Mona ,

The excess amount is certainly earned income from Shari`ah point of view, this makes it subject to Zakah at 2.5% upon its receipt. If your intention actually changed from having the lot for a residence to making a profit on it, the whole amount you receive for it is subject to Zakah at the rate of 2.5% that is due on the day of your Zakah itself, i.e., combined with your other Zakatable assets (cash, bank accounts, etc.) for their same Hawl and Nisab.

If your intention to sell came only when you found this opportunity to exchange the two lots, you only pay Zakah on the excess amount when you receive it.

Allah Almighty knows best.

Wa `alaykum As-Salamu wa Rahmatullahi wa Barakatuh.

In the Name of Allah, Most Gracious, Most Merciful.

All praise and thanks are due to Allah, and peace and blessings be upon His Messenger.

Dear brother Owais,

It is only the area that had najasah (impurity) on it that needs to be washed. But this is not a financial question anyway.

Allah Almighty knows best.

Wa `alaykum As-Salamu wa Rahmatullahi wa Barakatuh.

In the Name of Allah, Most Gracious, Most Merciful.

All praise and thanks are due to Allah, and peace and blessings be upon His Messenger.

Dear brother Khurram,

Make your question in English please.

Allah Almighty knows best.

In the Name of Allah, Most Gracious, Most Merciful.

All praise and thanks are due to Allah, and peace and blessings be upon His Messenger.

Dear brother Abdulrahman,

If your work does not require you to make any interest based accounts or transactions it is not haram.

What is haram is to take Riba, give it, write a Riba transaction or be a witness to it.

You can also read:

Working for Non-Islamic Banks

Working for Banks: Islamic View

Allah Almighty knows best.

In the Name of Allah, Most Gracious, Most Merciful.

All praise and thanks are due to Allah, and peace and blessings be upon His Messenger.

Dear sister Fati,

This is not a financial question. I suggest that you consult an Islamic family counselor or resubmit your question in a general session.

Allah Almighty knows best.

In the Name of Allah, Most Gracious, Most Merciful.

All praise and thanks are due to Allah, and peace and blessings be upon His Messenger.

Dear Brother Ashkar,

The sacrifice at the time of `Eid is intended for its own sake, it is not a normal donation. I am sure the victims of the quake in Tsunami will need the meat and I am definite that several of the Islamic charities that are working there have prepared for sacrifice programs for them. So you can through such charities, like Islamic relief in the USA and UK, send sacrificial donation and the charity will slaughter an animal on your behalf and distribute it there.

Paying Zakah to South Asian Quake Victims

How Religious Organizations Can Help Disaster Victims

Helping Disaster Victims (Special Folder)

Allah Almighty knows best.

In the Name of Allah, Most Gracious, Most Merciful.

All praise and thanks are due to Allah, and peace and blessings be upon His Messenger.

Dear brother Noureddine,

1. Yes, you can add the interest money to donations for tax purposes. And you can take the maximum the law allows to reduce your taxes.

2. Nisab is simple. You don't need to bother. Just take the equivalent of each amount you have in each currency to unify the amount of your wealth in one currency. The nisab is these days APPROXIMATELY the equivalent of USD 1,000. and if the total you have, of money plus other Zakatable assets such as debts on others, jewelry, etc., more than USD 1000 pay the Zakah on the total at your Hawl, the first Hawl began when such total was 1000 USD.

Allah Almighty knows best.

Wa `alaykum As-Salamu wa Rahmatullahi wa Barakatuh.

In the Name of Allah, Most Gracious, Most Merciful.

All praise and thanks are due to Allah, and peace and blessings be upon His Messenger.

Dear U S,

You cannot betray the trust of your patients for this benefit. It is in fact forbidden to do that because it is a clear betrayal of trust and the Prophet (peace and blessings be upon him) said "… and do not betray (even) one who betrays you.”

Allah Almighty knows best.

Wa `alaykum As-Salamu wa Rahmatullahi wa Barakatuh.

In the Name of Allah, Most Gracious, Most Merciful.

All praise and thanks are due to Allah, and peace and blessings be upon His Messenger.

Dear brother Ahmed,

1. If your Aunt is really unable to pay her debt and you are sure about that, you can give her your Zakah to pay her debt provided that the debt is not to you or any of your parents.

2. You are required to pay for the cost of transfer if you decide to pay your Zakah to some body in another country or city. You are required to deliver your Zakah to the poor and this cost is a delivery cost. This does not apply when a Muslim charity does the same.

Allah Almighty knows best.

Wa `alaykum As-Salamu wa Rahmatullahi wa Barakatuh.

In the Name of Allah, Most Gracious, Most Merciful.

All praise and thanks are due to Allah, and peace and blessings be upon His Messenger.

Dear brother muslim,
You cannot pay Zakah for school tuition of a child in America and Canada. I need to know the exact situation if in other countries.

Paying Zakah to your brother who is under debts is permissible if you think that in your situation and the miseries of many Muslims all around it has a priority, which may or may not be and you are the only one who decide on it.

Allah Almighty knows best.

Wa `alaykum As-Salamu wa Rahmatullahi wa Barakatuh.

In the Name of Allah, Most Gracious, Most Merciful.

All praise and thanks are due to Allah, and peace and blessings be upon His Messenger.

Dear brother,

Your income is Insha’ Allah halal. However, it is haram for you to sell tobacco or lottery, and if the scratch off is on pepsi and the like it is not haram but if it is paid for it becomes haram and must not sell it. It is not haram to work in such businesses as pong as you do not sell any haram yourself, knowing that it is on behalf of the business owner. If the business owner is a Muslim it is certainly haram for him to have such things in the store.

Allah Almighty knows best.

Wa `alaykum As-Salamu wa Rahmatullahi wa Barakatuh.

In the Name of Allah, Most Gracious, Most Merciful.

All praise and thanks are due to Allah, and peace and blessings be upon His Messenger.

Dear brother Omar,
It is permissible and rather encouraged to a degree that it may be an obligation to resist foreign occupation and support financially and otherwise people who resist foreign occupation.

Supporting resistance to foreign occupation must not be mixed with supporting aggressors whether they are Muslims or non Muslims. There are terrorists who make aggression against non-occupational human beings. These must be exposed as enemies of Islam and humanity and certainly must not be supported.

The evidence from the Qur'an and the Sunnah is countless; this is the Jihad by money as mentioned in the Qur’an.

Allah Almighty knows best.

Brothers and sisters, we are so sorry for not answering all your questions because the time is over. We apologize for any inconvenience. Do keep in touch. Join us in coming sessions.

Yours,
Islam Online Fatwa Editing Desk.

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